Showing posts with label bank guarantee. Show all posts
Showing posts with label bank guarantee. Show all posts

Friday, October 30, 2015

Bank Instruments for lease (Letters of Credit, bank guarantee, sblc, dlc)

access loan ventures project funders

Access Loan Ventures are direct providers of freshly cut bank instruments like BG (Bank Guarantee), MTN's (Medium Term Note), SBLC (Standby Letter of Credit) & DPLC's (Direct Pay Letter of Credit) CD's (Certificate of Deposit),  and just about every other type of financial instruments available through our network.
ALL OUR BG, SBLC AND LETTERS OF CREDIT ARE ISSUED BY TOP PRIME AAA RATED BANKS LIKE BARCLAY'S BANK LONDON, DEUTSCHE BANK AG GERMANY, HSBC, STANDARD CHARTERED BANK ETC. 

  • Bank Guarantee (BG) in US$ or Euros
  • Standby Letter of Credit (SBLC) in US$ or Euros
  • Medium Term Notes (MTN’s) in US$ or Euros
  • Treasury Bills (T-Bill) in US$ or Euros
  • Documentary Letter of Credit (DLC, SLC, LC) in US$ or Euros
  • Promissory Notes in US$ or Euros
  • Discounting of Bank Instruments

Our bank instruments can be engaged in PPP Trading, Discounting, signature project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Roads, Bridges, Hospitals, Hotels, Condo, Real Estate and all kind of international business trading including oil/gas business, diesel, Gold Dust, Gold Bars, Rough Diamonds etc.

Below is our detailed terms and procedure for BG/SBLC.

Description of Instruments:

1. Instrument:             Bank Guarantee (BG) /StandBy Letter of Credit (SBLC)
2. Total Face Value:      Eur/USD 1Million (Min) to Eur/USD 5Billion (Max)
3. Issuing Bank:            Barclays Bank, HSBC, Lloyds Bank London, Standard Chartered Bank, Deutsch Bank AG,  Frankfurt  or any AA Rated Bank.
4. Age:                       One Year and  One Day
5. Leasing Price:           4% of Face Value a plus 2% brokers commission (1% for the lessee side and 1% for the lessor side, PLEASE NOTE, THIS BROKERS COMMISSION COMES INTO EFFECT ONLY IF THERE ARE BROKERS INVOLVED IN THE TRANSACTION)
6. Delivery:                  Bank-To-Bank Swift.
7. Payment:                 Wire Transfer
8. Hard Copy:               Bonded Courier within 7 banking days.


PROCEDURE:
1. Both parties (Lessor and Lessee) execute, sign and initiate the Deed of Agreement, which thereby automatically becomes a full commercial recourse contract.

2. Within 3 days after Both parties sign the Agreement, Lessor will issue a Notarized signed and sealed Corporate Refund Recourse Undertaking to the Lessee guarantying to refund Lessee all the cost incurred by lessee for the bank transmission charges (For swift MT760 BG/SBLC or Pre-advice MT799 or both as the case may be) after due execution of the contract.

3. Within 3 working days after Lessee receives Lessor's signed and sealed Corporate Refund Recourse Undertaking, Lessee will make payment by wire transfer into the Lessor's bank  account for the bank transmission charges for the BG/SBLC MT760 swift transmission or Pre-advice MT799 swift transmission or both.

4. Within Three (3) banking days after confirmation of receipt of payment of the bank transmission charges for the BG/SBLC MT760 swift in Lessor's bank account, the Lessor will deliver the BG/SBLC via bank confirmation of swift BG/SBLC MT760 to the Lessee's banker including the hard copy of the BG/SBLC via bank bonded courier in Seven (7) banking days.

5. Lessee pays Lessor the leasing fee and the brokers their commission fees not later than 21 banking days after the BG/SBLC hard copy is received and confirmed at lessee's bank. Should Lessee default to pay the leasing fees to the Lessor and the brokers commission fees as agreed after 7 banking days of confirmation of BG/SBLC MT760 in lessee's bank account, Lessor will instruct the issuing bank to put a claim on the BG/SBLC thereby forcing the Lessee's bankers to return the BG/SBLC MT760 to the issuing Bank.
6. Any unauthorized calls or communication to bank (s) by any party or their representatives is highly prohibited and can result to contract termination.

7. The bank transmission charge of the BG/SBLC will depend on the face value of the BG/SBLC.   

8. The transaction can be completed/concluded within 7 days. It all depends on how fast the client wants to move.

If you need any further advise, information or assistance, do not hesitate to contact us immediately via Email or Skype


Our Skype ID: accessloans
Our Emails:  info@accessloanventures.com  and  accessloanventures@outlook.com 

Friday, October 16, 2015

We provide Fresh Cut BG, SBLC, DLC & Letters of Credit for lease or rent

We provide Fresh Cut BG, SBLC, DLC & Letters of Credit.

We are direct providers of Fresh Cut BG, SBLC, MTN, DLC and CDs which we have specifically for lease. We do not have any broker chains in this offer or get involved in Chauffer driven offers. We deliver with time and precision as set forth in the Contract Agreement. You are at liberty to engage our leased facilities into trade programs as well as in signature project(s) such as Business expansion projects, Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges and any other turnkey project(s) etc. Our terms and Conditions are reasonable.

DESCRIPTION OF INSTRUMENTS:
1. Instrument: Bank Guarantee (BG)/SBLC
2. Total Face Value: Eur/Usd 1M MIN and Eur/Usd 50B MAX).
3. Issuing Bank: HSBC, Barclays Bank, Standard Chartered, Citibank or AA rated Bank in Western Europe or USA.
4. Age: One Year, One Day
5. Leasing Price: 4% of Face Value plus 1% brokers commission (only if there is a broker involved in the transaction)
6. Delivery SWIFT TO SWIFT.
7. Payment: Wire Transfer.
8.. Hard Copy: Bonded Courier within 7 banking days.

All relevant business information will be provided upon request plus our terms and procedures:

We look forward to doing business with you soonest.

Best Regards,
Dr. Chantha

Skype: accessloans
Twitter:  @accessloankh

Saturday, October 3, 2015

LEASING BANK GUARANTEES USD/EURO 5 M +

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QUESTION: WILL THE TERMS OF ISSUING AND PROVIDING REMAIN THE SAME, OR CAN THERE BE CHANGES?
Answer: This is not a regular banking service. The market of providing financial instruments is constantly on the move and we try to obtain best possible terms at any time. So you must be aware that an indication provided today might not be valid and available tomorrow.

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QUESTION: WHAT IS AN SBLC OR A BANK GUARANTEE?
Answer: An SBLC is a Stand By Letter of Credit. A BG is a Bank Guarantee instrument. It has nothing to do with the classical documentary Letter of Credit, which is used for international trading of commodities. An SBLC is the USA format of the well known Bank Guarantee (BG). The SWIFT message type (MT) is SWIFT MT799 for a pre-advice message and SWIFT MT760 for the actual guarantee instrument transmission.

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QUESTION: HOW IS AN SBLC OR BANK GUARANTEE USED?
Answer: SBLC’s (and BG’s) can be used to enhance your ability to apply for a line of credit with your bank; in other words, it can be used as collateral when your bank is asking for additional comfort when you ask them to fund your project.

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QUESTION: WHAT IS THE TYPICAL VALIDITY PERIOD OF AN SBLC/BG?
Answer: The SBLC/BG is generally issued for 1 year and 1 day (With the option of Rolls and Extension), but can easily be extended up to 5 years, sometimes longer. Once issued the SBLC is transferred to your bank via the SWIFT protocol MT760.

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QUESTION: WHAT ARE BASIC CRITERIA FOR AVAILING AN SBLC OR A BANK GUARANTEE?
Answer: To successfully apply for an SBLC you need to be aware of four vital points: You need to have a good project, You need to have a bank funding your project based on the supporting collateral, You need to have the money to pay for the leasing of the Bank Guarantee or SBLC, You need to have a realistic exit strategy to repay the loan and return the SBLC at the end of the term, or renew the instrument, year after year.

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QUESTION: IS THERE A DIFFERENCE IN APPLYING IF MY BANK IS AWARE OF THE LEASING TRANSACTION OR NOT?
Answer: YES, you have to provide an RWA that is bank endorsed indicating that the SWIFT and bank fees are blocked in your account. If your bank is not aware of your transaction, and you cannot come up with a bank endorsed RWA, then you will have to pay a USD/EUR 5,000.00 processing fee, after application and following invoice. This fee will be credited towards a commission payment that will be due after you followed through with the transaction and your relevant obligations.

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QUESTION: ARE THERE ANY ADVANCE FEES?
Answer: The SWIFT and bank arrangement fees will have to be placed directly with the provider and paid into an account as nominated by the provider after executed contracts and before the SWIFT MT799/760 is sent to your receiving bank. This is fully refundable and credited towards your annual leasing fees.

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QUESTION: WHY SHOULD I PAY FOR SWIFT AND BANK ARRANGEMENT FEES?
Answer: Once you have signed the contract with the provider, and the provider accepted you as a potential client and countersigned the contract, you will receive the provider’s corporate refund undertaking and the invoice for the SWIFT and bank arrangement fees are due to be paid. This fee is refundable and will be credited towards the annual leasing fees. As soon as your payment reaches the provider’s designated account, he will block his cash funds or assets for your transaction and applies for delivery of the SWIFT MT799 and MT760 to your bank. The provider will block his cash or assets for your transaction, once you have paid for the arrangements. You will pay for the actual leasing fees only after receipt and verification of the SWIFT MT760 through your own bank within 7 banking days.

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QUESTION: WHAT ARE THESE SWIFT AND BANK ARRANGEMENT FEES?
Answer: Depending upon the size of your transaction, these SWIFT and bank arrangement fees apply:
USD/EURO 10M TO 49M USD/EURO 50,000.00
USD/EURO 50M TO 99M USD/EURO 70,000.00
USD/EURO 100M TO 199M USD/EURO 100,000.00
USD/EURO 200M TO 499M USD/EURO 200,000.00

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QUESTION: WHEN AND TO WHOM DO I HAVE TO PAY THESE SWIFT AND BANK ARRANGEMENT FEES?
Answer: SWIFT and bank arrangement fees have to be placed directly with the provider into his nominated account. The fees are refundable once the client followed through with payment of the yearly leasing fees

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QUESTION: WHICH FEES ARE INVOLVED IN THIS LEASING TRANSACTION OF USD/EUR 5 M TO USD/EUR 250M?
Answer: The Processing Fee – which is only relevant, if your bank does not confirm that you have the SWIFT and bank arrangement fees ready
The SWIFT and bank arrangement fees – which are relevant in any transaction of less than USD 250 million. These fees will have to be placed with the provider and paid into an account nominated by the provider after contract, refund undertaking and invoice, but before the SWIFT MT799/760 is sent to your receiving bank.
The annual leasing fees and broker commission – This is 6% (leasing fee) and 2% (broker commission) which will have to be paid within 21 banking days of receipt of the financial instrument at your receiving bank and verification by your bank.

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QUESTION: WHAT RECOURSE IS AVAILABLE IF AFTER REMITTING THE SWIFT AND BANK FEES, THE INSTRUMENT IS NOT ISSUED?  IS THIS CONCERN COVERED IN THE CONTRACT BETWEEN THE BORROWER AND THE PROVIDER?
Answer: YES, it is covered in the contract and there is a Corporate Refund Undertaking which spells out the refund in the event the instrument is not issued in line with the contract. Also, there is a 1% penalty payment in the event of default on the contract terms, also if the default is on the side of the provider.

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QUESTION: DO YOU STILL LEASE INSTRUMENTS AT $5M LEVEL OR HAS YOUR Q&A SECTION NOT BE UPDATED?
Answer: Instruments can still be leased at USD/EUR 5,000,000 but in that case the provider will have to combine several transactions, which could possibly result in a slightly longer processing period.

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QUESTION: IF THE SWIFT AND BANK FEES ARE TO BE REFUNDED, WHY MAKE THE APPLICANT PAY IT UPFRONT?
Answer: Because these are costs that occur and have to be paid to conduct the transaction of the client. Why should the provider have to advance these fee payments for the client who is the ultimate beneficiary of the service? Would the client’s own bank send a (any) SWIFT message for the client, if the client’s account is not in funds for them to deduct the transmission fees right away?

Wednesday, August 19, 2015

BG, SBLC and Letters of Credit For Lease

We are direct and efficient providers of Bank Guarantee (BG’s), Insurance Guarantees, Confirmable Bank Drafts, Standby Letters of Credit (SBLC) and Third Party Guarantees; which are specifically for
lease at leasing price of 4+1 leasing and 40+2% buying price.

If you are a potential Investor or principal looking to raise capital, we will be happy to answer any questions that you have about this opportunity and to provide you with details regarding these
services.
ALL OUR BG, SBLC AND LETTERS OF CREDIT ARE ISSUED BY TOP PRIME AAA RATED BANKS LIKE BARCLAY'S BANK LONDON, HSBC Hong Kong, DEUTSCHE BANK AG GERMANY, CITI BANK, STANDARD CHARTERED BANK ETC. 

Our BG/SBLC and letters of credit Financing can help you get your project funded, by providing you with yearly renewable leased bank instruments. We work directly with the issuing banks of these instruments. Leased Instruments can be obtained at minimal costs to lessor compared to
other banking finance options. We are also direct providers of Loan, International project finance, POF etc.
Agents and brokers are welcomed to bring their customers for good commission at closing.

We look forward to long lasting business cooperation.
For all inquires please contact us with the following contact information's:

Skype: accessloans
Twitter:  @accessloankh

Monday, August 3, 2015

Bank Instruments for lease, such as BG, SBLC, DLC, Letters of Credit

Dear Sir/Ma,
We are direct providers of Fresh Cut BG, SBLC, DLC and letters of credit which are specifically for lease. Our bank instrument can be engage in PPP, Trading, Discounting, signature project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges, Real Estate and all kinds of projects. 

We do not have any broker chain in our offer or get involved in chauffer driven offers. We deliver with time and precision as set forth in the agreement. Our terms and Conditions are reasonable, below is our instrument description.


DESCRIPTION OF INSTRUMENTS:
1. Instrument: Bank Guarantee (BG or SBLC) 
2. Total Face Value: Eur 1 MIN and Eur 5B MAX (Five Billion USD).
3. Issuing Bank: BARCLAY'S BANK, DEUTSCHE BANK, HSBC, STANDARD CHARTERED, Citibank, ANZ Bank, Maybank, Bank Mandiri or any prime bank.
4. Age: One Year, One Day
5. Leasing Price: 4% of Face Value plus 1% commission fees to brokers.
6. Delivery: SWIFT TO SWIFT.
7. Payment: MT-103.
8. Hard Copy: Bonded Courier within 7 banking days.


All relevant business information will be provided upon request.
Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly renewable leased bank instruments. We work directly with issuing bank lease providers, this Instrument can be monetized on your behalf for 100% funding: For further details contact us with the below information.


Skype:  accessloans
Twitter:  @accessloankh
Website: http://www.accessloanventures.com
Email: accessloanventures@outlook.com OR  info@accessloanventures.com

Thank You Very Much,
Miss Anita Sokum (Marketing Manager)

Saturday, July 18, 2015

Greece's debt crisis explained in charts and maps

1) If you had to pick one chart that encapsulates Greece's crisis, it would be this one

Europe Greek bond yields
The roots of Greece's crisis are simple. Before Greece joined the Eurozone, investors treated it as a middle-income country with poor governance — which is to say, a credit risk. After Greece joined the Eurozone, investors thought that Greece was no longer a credit risk — they figured, if push came to shove, other Eurozone members like Germany would bail Greece out. They were wrong.
As this chart, via the American Enterprise Institute's Desmond Lachman, shows, after Greece joined the Eurozone, investors began lending to Greece at about the same rates as they lend to Germany. Faced with this sudden availability of cheap money, Greece began borrowing like crazy. And then, when it couldn't pay back its debts, it turned out financial markers were wrong: Germany and other Eurozone nations weren't willing to simply bail Greece out.
That led the market to panic around 2010, and you can see interest rates on Greek debt spike once again. Those high interest rates make it basically impossible for Greece to borrow, and that makes it impossible for Greece to pay its debts.
The result: Greece is insolvent and the Eurozone isn't as tight a union as the financial markets — and maybe the Eurozone's member states — believed. That's the crisis.

2) Greece's debt-to-GDP ratio is an insane 172%

It's much higher than any other country in the Eurozone. But making matters worse is the fact that the financial markets no longer see Greece as debt-worthy. No one wants to lend to Greece at reasonable rates, and so Greece can't keep paying to service its current debts while carrying out basic government functions.

3) This is the most important chart if you live in Greece

greece_graphic4
Greece's problems are often framed as a financial crisis, or a political crisis. But what they really are is a human crisis. Unemployment in Greece is over 25 percent now — higher than the United States during the Great Depression. And high unemployment is leading to political backlash.
The latest round of the Greek crisis began when Greece rejected its two main political parties in favor of the far-left Syriza. The main reason? Syriza promised to free Greece from the grinding austerity that was leading to such widespread human misery. The only problem? Syriza had no actual plan for freeing Greece from austerity; they tried to renegotiate the terms of the Eurozone's support for Greece and came away basically empty handed.
And so Syriza is asking the Greek people to vote on whether to accept the Eurozone's terms — and, by proxy, to remain in the Eurozone. The vote is basically a final, desperate ploy for leverage, and one that's likely to fail. Either the Greek people endorse more of the same, which Syriza doesn't want, or they reject the Eurozone's offer, and basically have to leave the Eurozone, which would also be a disaster.
This is perhaps the most important, and most depressing, reality of the Greek crisis: there are no good outcomes that are remotely plausible.

4) Greece's recession is worse than America's Great Depression

greece recession depression
This chart also comes via the American Enterprise Institute's Desmond Lachman, who presented it in testimony before Congress. His summation is about as concise a description of the economic nightmare the country is living through that you'll find, so I'll quote it at length:
Over the past six years, Greece has experienced an economic depression on the scale of that experienced by the United States in the 1930s. Its economy has contracted by around 25 percent, its unemployment rate has exceeded 25 percent, and its youth unemployment has risen to over 50 percent.
At the same time, despite five years of budget austerity and a major write-down of its privately owned sovereign debt, Greece's public debt to GDP ratio has risen to 180 percent. At the heart of Greece's economic collapse has been the application of draconian budget austerity within a Euro straitjacket. That straitjacket has precluded exchange rate depreciation or the use of an independent monetary policy as a policy offset to the adverse impact of budget belt-tightening on aggregate demand.
In other words, the debt crisis destroyed Greece's economy, which in turn destroyed Greece's ability to pay back its creditors or employ its people, which in turn forced Greece to beg the Eurozone and IMF for help and the austerity measures they demanded destroyed Greece's economy even more.

5) The crisis isn't just hurting the unemployed

Greek incomes
This chart, by Max Roser, shows how widespread the economic pain in Greece has been. It tracks Greek incomes since 1974, with different colored lines corresponding to different income groups.
But no matter which income group you look at, the story is the same: incomes are plummeting, often to levels not seen since the 1970s or 1980s. This is one reason the anger in Greek society is so widespread: no economic group is safe from the crisis.

6) Greeks are fleeing Greece

<a href="http://atlas.qz.com/charts/Vy2X2OrD">Quartz Atlas</a>
This is a particularly depressing chart about Greece's long-term prospect from Quartz. Before the crisis, Greece's population was growing. Since the crisis, it's shrinking. And it's a good bet that the people leaving Greece are some of the most economically productive. After all, it's a lot easier to emigrate if you have an engineering PhD and resources than if you lack in-demand skills and the money necessary to travel. But as rational as Greek emigration is, it means it will be that much harder for the Greek economy to recover.

7) Money is fleeing Greek banks

greek bank run
Greece is in the throes of a full-fledged bank run. You can see it in photos: the Greek people have been lining up at ATMs to pull their money out. But you can also see it in this chart, which shows Greek bank deposits falling to their lowest levels in a decade.
The reason? Greeks are worried that Greece is going to leave the Euro, in whole or in part. They worry that Greece is either going to return to its own currency, or in order to keep paying its debts, revert to some kind of temporary government scrip. Either way, whatever replaces euros will be worth a whole lot less than the euro, and so anyone who can get their money out is doing it as fast as they can.
Or, at least, they were doing it as fast as they can. Greece has shut down its banks and imposed limits on daily ATM withdrawals in order to end the run.

8) This is now a Greek crisis, not a Eurozone crisis

Greece bonds
A few years ago, Greece's crisis was the Eurozone's crisis. After all, it wasn't just Greece sagging under the weight of debts it couldn't obviously pay back; it was Spain, Portugal, and Italy, to name just a few.
But no longer. This chart, using Bloomberg data, shows the price of 10-year government bonds from Greece (orange), Portugal (blue), Spain (red), and Italy (green) over the last five years. Focus on the right edge of the chart. You can see prices on Greek bonds rising amidst the latest panic. But Spain, Portugal and Italy are unperturbed. The Eurozone has convinced the financial markets that this a Greek problem, not a Eurozone problem.
While that may be good for the Eurozone, it's bad for Greece, as it reduces their negotiating leverage. Four years ago, the Eurozone believe that it needed to save Greece to survive. Now it thinks it can survive a "Grexit" just fine.

9) Greece has done a lot of austerity

As my colleague Matt Yglesias writes, the austerity question is a bit twisted when it comes to Greece. In America, austerity was a choice: markets were, and are, happy to lend us more money. In Greece, however, markets have no interest in lending to Greece, and so the alternative to accepting the austere conditions imposed by the Eurozone and the IMF is is accepting the yet-more severe austerity that markets would force.
That said, there is a peculiar narrative that Greece has somehow been resisting the imposition of austerity. That narrative is dead wrong.
The unemployment numbers should put to rest any belief that the Greek people are somehow surviving this crisis unscathed, but if you want something more specific, then this chart, via the Center for European Reform's Simon Tillford, is useful. If you take 2007 as a baseline, Greece has cut government spending by much more than other Eurozone countries.
Indeed, as Paul Krugman wrote, "If you add up all the austerity measures, they have been more than enough to eliminate the original deficit and turn it into a large surplus."
But Greece is in worse shape than ever. Why? Krugman again: "Because the Greek economy collapsed, largely as a result of those very austerity measures, dragging revenues down with it."
The Greeks may not have had a choice other than austerity. But austerity has still been a disaster for them.

10) The value of the Euro held against the dollar — and that's been a disaster for Greece

<a href="https://www.google.com/finance?q=EURUSD">Google finance</a>
This chart shows the value of the euro against the dollar, and the basic takeaway is simple: it's held pretty steady through Greece's crisis.
That's been a disaster for Greece.
The normal way a country like Greece would deal with these kinds of problems is to sharply devalue their currency in order to boost tourism and exports. But because Greece is part of the euro, and because they don't control Eurozone monetary policy, they haven't been able to devalue. (Eurozone monetary policy is controlled by the European Central Bank, which is more or less controlled by Germany, and so, unsurprisingly, Eurozone monetary policy has been much better for Germany than for Greece.)
So membership in the Eurozone has slammed Greece coming and going: it led to the crazy borrowing rates that fueled the crisis and then it made the crisis much more painful for Greece.
For more on the failure of the euro in the crisis, see this great piece for Tim Lee.

11) Greece is crap at collecting taxes

greece_graphics3_v2.png
Speaking of tax revenues, there's no real need to belabor this, but Greece is unusually bad at collecting taxes. These numbers come from the Organization for Economic Cooperation and Development, and they show what an outlier Greece is when it comes to tax collection. This isn't the cause of Greece's crisis, but it's definitely not helping them get out of it.

12) Two views of Greece's economic boom — and crash

Greece economy paintbrush
World Bank data/Matt Yglesias
This chart, which my colleague Matt Yglesias made with World Bank data and the program Paintbrush, is a bit odd, but it's makes an important point. I'll let him explain it.
"The magenta line is more or less how things look to Greek people. Since 2008 or so, under the watchful eye of European Union elites (the central bank, the European Commission, the International Monetary Fund, the government of Germany, etc.), the Greek economy has completely collapsed. And the Greek population has been thrown into a state of dire immiseration."
"The yellow line reflects more how things look to European officialdom. Greece is about on track for where you would expect it to be if you extrapolated forward from the pre-euro era. The prosperity of seven years ago was a bubble, driven by imprudent lending and dodgy government finances. Meanwhile, though Greece is a lot poorer than it was it's not actually a poor country in the global sense. As a supplicant looking for charity, Greece is a lot less compelling than India or Guatemala or any number of sub-Saharan African countries."

13) The Greek people don't think their voice counts in the Eurozone (and they're right)

European commission poll
This 2014 poll by the European Commission offers a damning look at the resentments building within the Eurozone. Only 23 percent of Greeks — they are, confusing for Americans, abbreviated as "EL" on the above chart — believe their voice is listened to within the Eurozone. But perhaps more tellingly, only 52 percent of Germans — abbreviated as "DE" — feel the same.
This speaks to the fact that while the Greeks feel completely oppressed by the Eurozone, Germans, despite their strength, also feel like they're getting a raw deal because they've had to subsidize countries like Greece. Indeed, a March poll found that a majority of Germans wanted to see Greece leave the Eurozone.
ACCESS LOAN VENTURES LTD. ARE DIRECT PROVIDERS OF LOAN, INTERNATIONAL PROJECT FUNDING, BG, SBLC, DLC & ALL LETTERS OF CREDIT. CONTACT US TODAY FOR MORE INFORMATION....
Skype: accessloans
Twitter:  @accessloankh

Thursday, July 9, 2015

WHY BANK GUARANTEE (BG)

In the unique world of private placement, there are more fake “programs” than fish in the sea.  As a beginner in PPP, you may be asking yourself, “How can I determine which of these programs are real and which aren't?  Well, with proper education anything is possible. The reality is, if you understand the intricate details of private placement, you can ALWAYS spot fake programs from a mile away. By building knowledge, you allow yourself to work more efficiently, qualifying private placement investments and leads far quicker than ever before. In this article, we will help develop your understanding even further, providing invaluable insight on the “bank guarantee”, and its role in the private placement industry.


With the recent popularity of bank guarantees, you may have met people who are leasing, trading, or issuing “BG’s”, and asked yourself, “What are they talking about”? Well, since this is a critical question to answer, we thought we’d uncover the facts for our readers. By exploring the bank guarantee’s definition, common uses, and other related tips, you will have the education you need to apply all of its benefits.  First things first, let’s cover the meaning of the term bank guarantee, and relation to the private placement markets.

By definition, a “bank guarantee” (“BG”) is a debt instrument created by banks which carries a predefined face value, date of maturity, and annual interest rate. For example, you could have a 1 year note from UBS with a face value of 100M, collecting a coupon (interest) of 6.0% per year.  If the investor was to purchase this “BG” from the right seller, they could get the bank instrument at a discount from face.  Depending on the standards and risk tolerance of the investor, they will usually pay 70-95% of the instrument’s face value to own the note.  Once the investor officially owns the bank guarantee, they collect the 6% annual interest, and the full value of the instrument upon maturity.

Even though bank guarantees have similar characteristics to other debt instruments, they are unique due to their high value, flexibility, resale potential, and discount. Typically, investors purchase bank guarantees to collect interest, and in many cases, they use the “BG” as collateral for loans and other opportunities. The great thing is, this allows the investor to earn interest with minimal risk, while still retaining access to liquidity. Though the “BG” sounds like a good asset to hold, in most cases, bank guarantees are traded repeatedly until the market value nears “face”.  Since trading these notes can produce much quicker profits, many have now jumped on the private placement bandwagon, aiming for the highest yields possible.

In today’s private placement business, bank instruments are typically bought and sold in the secondary market. If all goes as planned, the PPP trader buys the discounted instrument from the bank, and then sells it to a predefined “exit buyer” at a higher price.  Since this process is based upon prior contractual commitments with the exit buyer, if the PPP trader is real, there is basically no risk involved. To simplify things, lets give you a quick example. If a PPP trader purchases 5 instruments from the bank per week, making 9 points per trade, they would have 45% in weekly yields. Since the PPP trader has contracts with “exit buyers” protecting their purchases, all they need to do is complete the basic formalities and wait for the money to come on. Sounds great, doesn’t it? Well, if you are one of the lucky few who strike it big, it sure is…

The reality of private placement is, most people are unsuccessful despite years of efforts because of wrong contacts. If you’re smart, you CAN meet plenty of millionaires, but finding a PPP investor with 100M liquid can be quite a task! This is why we recommend you should contact Access Loan Ventures Ltd for all your Financing and Bank instruments needs. 

Since this is a fact that many brokers learn early on, unfortunately, common sense can get thrown out the window when money comes a calling.  A perfect example of this can be seen in the niche of “bank instrument leasing programs”.  The truth is, with investors “chomping at the bit” for private placement programs, the idea of bank instrument leasing was created so brokers could have something to offer smaller clients.  Even if the investor didn’t get into a program, since the instrument was already leased, the brokers would earn huge commissions from the deal! Sounds a little great, right? Well, though bank instrument leasing can work very well in any situation, it should be considered safe. Remember, most private placement brokers are focused on their own personal interests, not the risks presented to investors so bank guarantee education first.

In summary, the bank guarantee is an important tool to understand, but you MUST utilize it appropriately.  I recommend you should contact ONLY Genuine Instrument provider like   Access Loan Ventures Ltd. with the below contact details:


Skype: accessloans
Twitter:  @accessloankh
Email: accessloanventures@outlook.com OR  info@accessloanventures.com